The visit and use of the websites of Varengold Bank AG are subject to the below "General Notes on the Offer of Varengold Bank AG" and the "Instructions for Use and Disclaimer for the Websites of Varengold Bank AG", which you accept by visiting this/these site(s).
This information document does not take into account either the specific investment goals or the financial situation or special needs of the recipient. It only serves for information purposes and shall not be deemed an offer to sell or a solicitation to submit an offer to purchase securities or financial instruments. The presented securities or financial instruments might not be suitable as an investment instrument for every recipient. The purchase of these instruments might involve risk. Therefore, it is strongly recommended to obtain independent advice from investment and/or tax advisors and to thoroughly read the risk notes in the offering memorandum. Any provided product-specific information is based on data taken from the offering memorandum. However, only the offering memorandum is legally binding. Thus, the information materials should only be read together with the offering memorandum. The provided information is based on sources that Varengold Bank AG considers reliable. However, Varengold Bank AG cannot warrant their accuracy and completeness.
This information document including any and all of its parts may not be reproduced or distributed in any way whatsoever without the publisher’s consent. The publisher expressly prohibits any further distribution of this document via the Internet or otherwise and may not be held liable for any such acts by third parties.
The controller in accordance with the General Data Protection Regulation, other national data protection laws of the Member States and other legal data protection provisions is:
Varengold Bank AG
Grosse Elbstrasse 39
22767 Hamburg
Tel.: +49 40 66 86 49 0
Email: info@varengold.de
The controller’s data protection officer is:
Email: dsb-kunden@ibs-data-protection.de
Telephone: 040-540 90 97 80
1. Scope of processing of personal data
In principle, we only collect and use our users’ personal data when it is necessary to do so in order to provide a functioning website and for our content and services. The collection and use of our users’ personal data is normally only carried out with the user’s consent. One exception is where it is not possible to obtain consent beforehand for practical reasons and it is permitted by law to process the data.
2. Legal basis for the processing of personal data
When we obtain consent for processing operations for personal data from the data subject, Article 6 ( 1) (a) of the EU General Data Protection Regulation (GDPR) forms the legal basis for the processing of personal data.
In the case of the processing of personal data which is necessary for the performance of a contract to which the data subject is party, Article 6 ( 1) (b) GDPR forms the legal basis. This also applies for processing operations that are necessary to take steps prior to entering into a contract.
When processing personal data is necessary for compliance with a legal obligation to which our company is subject, Article 6 ( 1) (c) GDPR forms the legal basis.
In the event that processing is necessary in order to protect the vital interests of the data subject or of another natural person, Article 6 ( 1) (d) GDPR forms the legal basis.
If processing is necessary for the purposes of the legitimate interests of our company or a third party and such interests are not overridden by the interests or fundamental rights and freedoms of the data subject, Article 6 ( 1) (f) GDPR forms the legal basis for the processing.
3. Data erasure and storage period
The data subject’s personal data will be erased or made unavailable as soon as the purpose of storage ceases to apply. Storage can also be carried out if this is provided for by the European or national legislator in Union regulations, laws or other rules to which the controller is subject. Data will only be made unavailable or erased if the storage period prescribed by the aforementioned standards lapses, unless continued storage of the data is necessary for conclusion or performance of a contract.
1. Description and scope of data processing
Every time our website is visited, our system automatically records data and information from the system of the requesting computer.
The following data is collected in this way:
The data is also stored in our system’s log files. This data is not stored together with the user’s other personal data.
2. Legal basis for data processing
The legal basis for the temporary storage of the data and log files is Article 6 ( 1) (f) GDPR.
3. Purpose of data processing
It is necessary for the system to store the IP address temporarily to enable the website to be sent to the user’s computer. For this purpose, the user’s IP address must be stored for the duration of the session.
Storage in log files is carried out to ensure the functionality of the website. We also use the data to optimise the website and to ensure the security of our IT systems. An analysis of the data for marketing purposes is not carried out in this context.
We also have a legitimate interest in data processing for these purposes in accordance with Article 6 ( 1) (f) GDPR.
4. Length of storage
The data will be erased as soon as it is no longer required to achieve the purpose of its collection. When data is collected to operate a website, this is the case when the relevant session ends.
When data is stored in log files, this is the case after seven days at the latest. Extended storage is possible. In this case, users’ IP addresses will be erased or distorted so that assignment to the requesting client is no longer possible.
5. Right of objection and deletion
Recording data to operate the website and storing the data in log files is essential for running the website. Therefore, the user does not have any right to object.
Please see our cookie declaration for details.
The controller responsible for processing has integrated etracker (with anonymisation function) into this website. etracker is a web analytics service. Web analytics is the collection, compilation and analysis of data about the behaviour of visitors to websites. Among other things, a web analytics service collects data on which website people arrive at a website from (known as referrers), which sub-pages of the website were accessed, or how often and for how long a sub-page was accessed. Web analytics is predominantly used to optimise a website and to perform a cost/benefit analysis of Internet advertising.
The company that operates etracker is etracker GmbH, Erste Brunnenstraße 1, 20459 Hamburg.
etracker is used to analyse the flow of visitors to our website. Among other things, etracker then uses the data and information obtained to evaluate the use of our website, to compile online reports for us which show activity on our web pages and to provide other services related to the use of our website.
etracker stores a cookie on the data subject’s IT system. What cookies are has already been explained above. Storing cookies enables etracker to analyse use of our website. Etracker Analytics prompts the web browser on the data subject’s IT system to transmit data to etracker for the purpose of online analytics on every visit to one of the pages of this website which is operated by the controller responsible for processing and into which etracker has been integrated. During this technical process, etracker obtains knowledge of personal data such as the data subject’s IP address which is used to determine the origin of visitors and clicks and subsequently enable commission settlements to be made, among other things.
Personal information such as the time of access, the place of access and the frequency of visits to our website by the data subject is stored using cookies. This personal data, including the IP address of the Internet connection used by the data subject, is transmitted to etracker in Germany on every visit to our website. etracker stores this personal data in Germany. Under certain circumstances, etracker shares this personal data collected through the technical process with third parties.
As previously mentioned above, the data subject can disable the storage of cookies by our website at any time using the appropriate setting in the web browser used and therefore permanently object to the storage of cookies. Such an adjustment of the web browser used would also prevent etracker from storing a cookie on the data subject’s IT system. In addition, a cookie already stored by etracker can be deleted at any time via the web browser or other software programs.
Additional information and etrackers current privacy policy can be found at https://www.etracker.com/datenschutz/
We would like to inform you below about the collection and processing of personal data in connection with conducting meetings with “Microsoft Teams”.
Purpose of processing
“Microsoft Teams” to conduct conference calls, online meetings, video conferences and/or web conferences (hereinafter: Online Meetings).
“Microsoft Teams” is a service provided by Microsoft Corporation, which is headquartered in the United States.
Responsibility
The data controller for data processing directly related to the conduct of Online Meetings is Varengold Bank AG, Große Elbstraße 39, 22767 Hamburg, Germany.
Note: If you access the “Microsoft Teams” website, the “Microsoft Teams” provider is responsible for data processing. However, accessing the website is only necessary for the use of “Microsoft Teams” in order to download the software.
If you do not want to or cannot use the “Microsoft Teams” app you can also use “Microsoft Teams” via your browser. The service will then also be provided via the “Microsoft Teams” website.
What data is processed?
When using “Microsoft Teams”, various types of data are processed. The scope of the data also depends on the data you provide before or during participation in an Online Meeting.
The following personal data are subject to processing:
Scope of the processing
“Microsoft Teams” is used to conduct Online Meetings. If a recording of an Online Meeting is intended, we will transparently inform you in advance and, if necessary, ask for your consent.
Chat content is logged when using “Microsoft Teams”. Files that users share in chats are stored in the OneDrive for Business account of the user who shared the file. Files shared by team members in a channel are stored on the team’s SharePoint site.
Automated decision-making within the meaning of Art. 22 of the GDPR is not used.
For more information on Microsoft’s processing, see below under “Data processing outside the European Union”.
“Microsoft Teams” is part of Microsoft Office 365. Microsoft Teams is a collaboration tool that also includes a video conferencing feature. Microsoft Office is software produced by Microsoft Corporation, One Microsoft Way Redmond, WA 98052-6399 USA. “Microsoft Teams” is part of the Office 365 cloud application, for which a user account must be created. Likewise, Microsoft reserves the right to process customer data for its own business purposes. This poses a data protection risk for Microsoft Teams users. Please note, that we have no impact on Microsoft’s data processing activities. To the extent that Microsoft Teams processes personal data in connection with Microsoft’s legitimate business operations, Microsoft is the independent data controller for such use and, as such, is responsible for compliance with all applicable laws and obligations of a data controller.
Legal basis of data processing
With regard to the processing of personal data of employees of the Varengold Bank AG, section 26 of the Federal Data Protection Act (BDSG) is the legal basis for data processing. If the use of “Microsoft Teams” is not necessary for the establishment, implementation or termination of the employment relationship, but the use of “Microsoft Teams” is nevertheless an elementary component of the use of “Microsoft Teams”, then Art. 6 para. 1 lit. f) GDPR is the legal basis for data processing. In these cases, our interest is in the effective implementation of Online Meetings.
Furthermore, the legal basis for data processing when conducting Online Meetings is Art. 6 para. 1 lit. b) GDPR, insofar as the meetings are conducted within the framework of contractual relationships.
If there is no contractual relationship, the legal basis is Art. 6 para. 1 lit. f) GDPR. Here, too, there is our legitimate interest in the effective implementation of Online Meetings.
Recipients/disclosure of data
Personal data processed in connection with participation in Online Meetings is generally not be passed on to third parties unless it is specially intended to be passed on. Please note that the content of Online Meetings as well as personal meetings, is often used to communicate information to customers, interested parties or third parties and is therefore intended for disclosure.
Other recipients: The provider of “Microsoft Teams” necessarily receives knowledge of the above-mentioned data to the extent that this is provided within the scope of our data processing agreement with “Microsoft Teams’.
Data Processing outside the European Union
“Microsoft Teams” is a service provided by a provider from the USA. Consequently, processing of personal data takes place in a third country (USA) with an insecure level of data protection. We have concluded an data protection agreement with the provider that complies with the requirements of Art. 28 GDPR.
We have concluded data protection agreements and EU standards data protection clauses with the provider to guarantee a minimum level of data protection. Microsoft also processes your personal data in the USA. EU standard clauses with Microsoft on Office 365 and Teams have been concluded to guarantee an appropriate level of data protection.
Data Protection Officer
We have appointed a Data Protection Officer
Dr Michael Foth
IBS Data Protection Services and Consulting GmbH
Zirkusweg 1
20359 Hamburg
Your rights as a data subject
You have the right to obtain information about the personal data concerning you. You can contact us for information at any time.
In the case of a request for information that is not made in writing, we ask for your understanding that we may require proof from you that you are the person you claim to be.
Furthermore, you have a right to rectification or deletion or to restriction of processing, insofar as you are entitled to this by law.
Finally, you have a right to object to processing within the framework of the legal requirements.
You also have the right to data portability within the framework of data protection law.
If you are of the opinion that the processing of personal data concerning you is unlawful, you can also complain to a data protection supervisory authority.
Deletion of data
We generally delete personal data when there is no need for further storage. A requirement may exist in particular if the data is still needed to fulfil contractual services, to check and grand or ward off claim and, if applicable, guarantee claims. In the case of statutory retention obligations, deletion is only considered after expiry of the respective retention obligation.
Right to complain to a supervisory authority
You have the right to complain about the processing of personal data by us to data protection supervisory authority.
Amendment of this data protection information
We revise this data protection information in the event of changes in data processing or other occasions that make this necessary.
Further information on data protection by Microsoft Corporation
For further information on the purpose and scope of data collection and its processing by “Microsoft Teams”, please refer to the Microsoft data protection declaration at https://privacy.microsoft.com/en-us/privacystatement and “Microsoft Teams” at https://docs.microsoft.com/en-us/microsoftteams/teams-privacy as well as at https://www.microsoft.com/en-ww/trust-center.
There you will also find further information on your rights in this regard.
The data controller has integrated YouTube components into this website. YouTube is an Internet video portal that enables video publishers to post video clips and other users to view, rate and comment on them free of charge. YouTube allows the publication of all types of videos, which is why complete film and television programmes, but also music videos, trailers or videos made by users themselves can be accessed via the Internet portal.
YouTube is operated by YouTube, LLC, 901 Cherry Ave, San Bruno, CA 94066, USA. YouTube, LLC is a subsidiary of Google Inc, 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, USA.
Each time a YouTube component (YouTube video) has been integrated into one of the individual pages of this website, which is operated by the data controller, the Internet browser on the information technology system of the person concerned is automatically prompted by the respective YouTube component to download a representation of the corresponding YouTube component from YouTube. Further information on YouTube can be found at https://www.youtube.com/about/ As part of this technical process, YouTube and Google obtain information about which specific subpage of our website is visited by the person concerned.
If the person concerned is logged into YouTube at the same time, YouTube recognizes which specific subpage of our website the person concerned is visiting by calling up a subpage containing a YouTube video. This information is collected by YouTube and Google and assigned to the respective YouTube account of the person concerned.
YouTube and Google always receive information via the YouTube component that the person concerned has visited our website if the person concerned is logged on to YouTube at the same time as accessing our website; this occurs regardless of whether the person concerned clicks on a YouTube video or not. If the data subject does not want YouTube and Google to receive such information, they may prevent the transmission by logging out of their YouTube account before visiting our website.
The data protection regulations published by YouTube, which can be accessed at https://policies.google.com/privacy, provide information about the collection, processing and use of personal data by YouTube and Google.
1. Description and scope of data processing
On our website there is a contact form which can be used to contact us electronically. If a user chooses this option, the data entered into the entry form will be transmitted to us and stored. This data is:
And in the event of complaints:
The following data is also stored at the time of sending the message:
Your consent for processing the data will be obtained during submission and you will be referred to this data protection notice.
Alternatively, you have the option to contact us via the email address provided. In this case, the user’s personal data transmitted with the email will be stored.
We will not distribute the data to third parties in this context. The data is solely used to process the conversation.
2. Legal basis for data processing
The legal basis for the processing of data when the user’s consent has been obtained is Article 6 ( 1) (a) GDPR.
The legal basis for the processing of data that is transmitted when sending an email is Article 6 ( 1) (f) GDPR. If the aim of contact by email is to conclude a contract, Article 6 ( 1) (b) GDPR is also a legal basis for processing.
3. Purpose of data processing
We only process the personal data entered in the contact form to facilitate contact. In the event of contact by email, there is also the necessary legitimate interest in processing the data.
The other personal data processed during submission is used to prevent misuse of the contact form and ensure the security of our IT systems.
4. Length of storage
The data will be erased as soon as it is no longer required to achieve the purpose of its collection. For personal data from the contact form and that which has been sent by email, this is the case when the conversation with the user ends. The conversation is considered to have ended when it is clear from the circumstances that the matter in hand has been fully clarified.
Additional personal data collected during submission will be erased after seven days at the latest.
5. Right of objection and deletion
The user has the possibility of withdrawing their consent to the processing of personal data at any time. If the user contacts us by email, they may object to the storage of their personal data at any time. The conversation cannot be continued in such a case.
In this case, all personal data stored during contact will be erased.
If your personal data is processed, you are the data subject in accordance with the GDPR and you have the following rights vis-à-vis the controller:
1. Right of access
You can request confirmation from the controller of whether we process personal data concerning you.
If such processing is carried out, you can request details of the following information from the controller:
You have the right to request information on whether personal data concerning you will be transferred to a third country or to an international organisation. In this regard, you can request information on the appropriate safeguards in accordance with Article 46 GDPR related to transfer.
2. Right to rectification
You have a right to rectification and/or completion vis-à-vis the controller if the processed personal data concerning you is incorrect or incomplete. The controller must carry out the rectification immediately.
3. Right to restriction of processing
Under the following circumstances, you can request the processing of personal data concerning you to be restricted:
Where the processing of personal data concerning you has been restricted, this data may, – with the exception of storage, – only be processed with your consent or to establish, exercise or defend legal claims or to protect the rights of another natural or legal person or for reasons of important public interest of the Union or of a Member State.
Where processing has been restricted under the aforementioned conditions, you will be informed by the controller before the restriction is lifted.
4. Right to erasure
a) Duty to erase
You can ask the controller to erase personal data concerning you immediately and the controller is obliged to erase this data immediately where one of the following grounds applies:
b) Disclosing information to third parties
If the controller has made personal data concerning you public and is obliged to erase it in accordance with Article 17 ( 1) GDPR, it shall take reasonable steps, taking into account available technology and implementation costs, including technical measures, for the data processing to inform controllers processing the personal data that you, the data subject, have requested the erasure of all links to this personal data or of copies or replications of this personal data.
c) Derogations
The right to erasure is not granted if the processing is necessary
5. Right to information
If you have asserted the right to rectification, erasure or restriction of processing vis-à-vis the controller, the controller is obliged to inform all recipients to whom the personal data concerning you was disclosed of this rectification or erasure of the data or restriction of processing, unless this proves impossible or would involve a disproportionate effort.
You have the right vis-à-vis the controller to information on these recipients.
6. Right to data portability
You have the right to receive personal data concerning you which you have provided to the controller in a structured, commonly used and machine-readable format. You also have the right to transmit this data to another controller without hindrance from the controller to whom the personal data was provided, if
In exercising this right, you also have the right to have the personal data concerning you transmitted directly from one controller to another controller, where this is technically feasible. The freedom and rights of others may not be adversely affected by this.
The right to data portability does not apply for the processing of personal data that is necessary to perform a task that is carried out in the public interest or in the exercise of official authority vested in the controller.
7. Right of objection
You have the right, for reasons of your own particular situation, to object at any time to the processing of personal data concerning you that is performed in accordance with Article 6 ( 1) (e) or (f) GDPR; this also applies to any profiling based on these provisions.
The controller will no longer process the personal data concerning you, unless it can demonstrate compelling legitimate grounds for the processing that outweigh your interests, rights and freedoms, or the processing facilitates the establishment, exercise or defence of legal claims.
Where personal data concerning you is processed for direct marketing purposes, you have the right to object at any time to the processing of personal data concerning you for the purposes of such advertising; this also applies to profiling insofar as it is associated with such direct advertising.
If you object to the processing for direct advertising purposes, the personal data concerning you will no longer be processed for these purposes.
Notwithstanding – Directive 2002/58/EC, – you are also entitled in the context of the use of information society services to exercise your right of objection by means of automated procedures for which technical specifications are used.
8. Right to withdraw declaration of consent under data protection law
You have the right to withdraw your declaration of consent under data protection law at any time. The withdrawal of consent will not affect the lawfulness of processing carried out based on the consent prior to withdrawal.
9. Automated individual decision-making, including profiling
You have the right not to be subject to a decision based solely on automated processing, – including profiling, – which has legal effects for you or similar significant adverse effects for you. This does not apply if the decision
However, these decisions may not be based on special categories of personal data in accordance with Article 9 ( 1) GDPR, unless Article 9 ( 2) (a) or (g) applies and suitable steps to protect rights and freedoms and your legitimate interests have been taken.
In the cases stated in (1) and (3), the controller will take suitable steps to safeguard rights and freedoms and your legitimate interests, including at least the right to obtain human intervention on the part of the controller, to express your own point of view and to contest the decision.
10. Right to lodge a complaint with a supervisory authority
Without prejudice to any other administrative or judicial remedy, you have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, your place of work or the place of the alleged infringement, if you believe that the processing of the personal data concerning you infringes the GDPR.
The supervisory authority with which the complaint was lodged will inform the complainant of the status and outcome of the complaint, including the possibility of a judicial remedy in accordance with Article 78 GDPR.
Terms and conditions for the stock exchange und over-the-counter trade
Furthermore, securities transactions at stock exchanges are governed by the terms and conditions of the relevant stock exchange, which can directly be provided by such stock exchange upon request and usually also be seen from the websites of such stock exchange. The over-the-counter trade is governed by the terms and conditions agreed upon with the trading partners, which can be seen from the websites of the trading partners and/or the customer agreements.
Funds, new issues and other placements
The complete product terms and conditions and any other details on the funds, new issues and placements, which are solely binding, can be seen from the relevant offering memorandum and any pertaining addendums. The offering memorandum and the current accounting report, if any, are available from the responsible issuer. Additionally, such documents can be found on the issuer’s relevant product sites at the Internet. If you wish to receive certain documents by post, please contact:
Info line: +49 (040) 66 86 49 0 - Varengold Bank AG - Grosse Elbstrasse 39 - 22767 Hamburg
Brokerage fees
Furthermore, we hereby inform you that in certain cases contract partners of Varengold Bank AG pay fees for the brokerage activities carried out by Varengold Bank AG. Such fee can be a part of or the entire load, or a so called trailer fee and/or a sales commission can be paid recurrently, usually monthly. The amount of such commission can vary and depends on the underlying transaction. Information regarding brokerage fees can be found in the account opening documents.
Banner advertisements
Banner advertisements do not constitute a direct recommendation to buy, hold or sell a financial product and do not give rise to any individual advice or information relationship.
Varengold Bank AG
Information about Varengold Bank AG itself can be found in this website.
Products and services
The information and services on the websites are intended both for customers and for non-customers. The offers that can be found on the websites of Varengold Bank AG are expressly not intended for persons in countries in which the provision and/or the retrieval of the included contents are prohibited, particularly not for persons as defined by Regulation S of the US Securities Act 1933 and Internet users in the United Kingdom, Northern Ireland, Canada and Japan. Each user is responsible to inform themselves about and comply with any restrictions before visiting the websites.
Certain parts of the website are only accessible for customers or registered users, who will have to enter their personal account number and a PIN or the user ID. The services and information offered in these closed areas are exclusively reserved to customers and/or the registered users.
If Varengold Bank AG provides exchange-related or economic information, share prices, indexes, prices, news and general market data on the websites, such are only for your information and for supporting your independent investment decision. They do not constitute analysis or a direct recommendation to buy, hold or sell a financial product and do not give rise to any individual advice or information relationship. Furthermore, they are not intended to constitute any legal, fiscal or other advice.
Before you make any investment or trading decisions, you should carefully inform yourself about the opportunities and risks of the investment. Apart from the financial aspects, this might also include the fiscal and legal ones. Please particularly note that the past performance of a financial product is not indicative of future results. Please also note the "Basisinformationen über Termingeschäfte" [Basic Information on Futures], which you have received if you are a customer of Varengold Bank AG.
The information published on the websites of Varengold Bank AG might not include all necessary and/or current information for your investment. Apart from the products and services on which information is provided on the websites of Varengold Bank AG, there might be other products and services that are more suitable for the intended investment and/or purpose.
If any information published on the website is provided by issuers or other third parties, it originates from sources that Varengold Bank AG considers reliable but their accuracy, completeness, timeliness and relevance cannot be warranted. This also applies to information about the tradability of products. Varengold Bank AG also depends on data provided by the issuers or third parties in order to update such information. Varengold Bank AG does not adopt their contents as its own ones; they do not represent the opinion of Varengold Bank AG. All share prices are subject to change.
The information provided on this website is protected by copyright, must not be reproduced or distributed, and no liability is assumed as to their accuracy, completeness or timeliness. Varengold Bank AG may not be held liable for any damage or loss that arises from any use of the provided information. Past performance is no guarantee for future results.
Varengold Bank AG may not be held liable for the contents of external links. The operators of the linked websites are solely responsible for their contents. Furthermore, any liability of Varengold Bank AG for any and all information provided on the websites is fully excluded to the extent this is legally admissible.
Trademark rights, copyrights and links
Varengold Bank AG or the offering third party owns the copyright and/or the trademark right or any other rights in all websites, particularly the texts, layout, source texts, brands and logos as well as the contents.
Therefore, any and all information, texts, figures, particularly logos and brands, provided on this website including any sub-sites may only be copied, scanned, translated or otherwise transmitted or reproduced inside or outside the Internet with the express written consent of Varengold Bank AG. This particularly applies to the inclusion or presentation of websites of Varengold Bank AG or their contents by means of a hyperlink in a frame.
Likewise, any links to any of the websites of Varengold Bank AG are subject to its express written consent.
Security
Please make sure that your access to Varengold Bank AG is as secure as possible.
In some areas of its websites, Varengold Bank AG makes use of so-called cookies in order to provide the services to you in a more individual way. Cookies are small data packets that a web server can send to your computer in order to identify it for the duration of your visit. You can configure your browser in a way that it informs you about the placing of cookies. Thus, the use of cookies becomes transparent for you.
According to EU Regulation no. 524/2013 on online dispute resolution in consumer affairs customers have the possibility to settle disputes out of court with companies associated with online sales contracts or online service agreements through an online platform (OS platform).
This platform can be accessed via the link http://ec.europa.eu/consumers/odr
Changes
Varengold Bank AG constantly enhances its services and products for you. Accordingly, the websites of Varengold Bank AG will be updated from time to time. Likewise, these "Important Notes, Instructions for Use and Disclaimer" might change. We therefore request you to inform yourself about the applicable terms and conditions and notes at each point in time.
Published by Varengold Bank AG
© Varengold Bank AG
All rights reserved. Info line: +49 (040) 66 86 49 0 - Varengold Bank AG - Große Elbstrasse 39 - 22767 Hamburg
